{"id":4332,"date":"2023-09-12T05:25:20","date_gmt":"2023-09-12T05:25:20","guid":{"rendered":"https:\/\/duckcreek1dev.wpenginepowered.com\/resource\/digital-twins-in-insurance-with-sarat-varanasi-of-cognizant\/"},"modified":"2026-07-16T17:49:04","modified_gmt":"2026-07-16T21:49:04","slug":"digital-twins-in-insurance-with-sarat-varanasi-of-cognizant","status":"publish","type":"resource","link":"https:\/\/www.duckcreek.com\/resource\/podcast\/digital-twins-in-insurance-with-sarat-varanasi-of-cognizant\/","title":{"rendered":"Digital Twins in Insurance with Sarat Varanasi of Cognizant"},"content":{"rendered":"<section\n\tid=\"block_f43d9a331abeb23717881fed849c8e83\"\tclass=\"dc-hero-posts dc-section dc-section_dark dc-hero-posts_image\"\n>\n\t<img decoding=\"async\" class=\"dc-hero-posts__overlay\" src=\"https:\/\/www.duckcreek.com\/wp-content\/themes\/duck-creek\/assets\/img\/hero-text-and-image-bg.svg\" rel=\"preload\" fetchpriority=\"high\" alt=\"\">\n\n\t<div class=\"dc-container\">\n\t\t<div class=\"dc-hero-posts__body\" data-aos=\"fade-up\">\n\t\t\t<a\t\t\thref=\"#\"\n\t\t\t\t\t\t\t\tclass=\"dc-hero-posts__back-btn dc-btn dc-btn_link dc-btn_dark\"\n>\n\t\t<span class=\"dc-btn__title\">\n\t\tBack To Hub\t<\/span>\n\t\t\t<i class=\"dc-btn__icon\">\n\t\t\t\t<svg class=\"dc-icon\" >\n\t\t<use href=\"https:\/\/www.duckcreek.com\/wp-content\/themes\/duck-creek\/assets\/svg\/sprite.svg#icon-arrow-left\"\/>\n\t<\/svg>\n\t\t<\/i>\n\t<\/a>\n\t<div class=\"dc-section-header\" >\n\t\t<div class=\"dc-section-header__content dc-section-header__content-default dc-section-header__content--align-left\">\n\t\t\t\t\t\t\t<div class=\"dc-section-eyebrow dc-eyebrow\">\n\t\t\t\t\tPODCAST\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"dc-section-title dc-h2\">\n\t\t\t\t\tDigital Twins in Insurance with Sarat Varanasi of Cognizant\t\t\t\t<\/h1>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t<div class=\"dc-share\">\n\t\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tdata-sharer=\"linkedin\"\n\t\t\tdata-url=\"https:\/\/www.duckcreek.com\/resource\/podcast\/digital-twins-in-insurance-with-sarat-varanasi-of-cognizant\/\"\n\t\t\taria-label=\"Share in linkedin\"\n\t\t\tclass=\"dc-share__btn\"\n\t\t>\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.duckcreek.com\/wp-content\/themes\/duck-creek\/assets\/img\/share-linkedin.svg\" alt=\"\">\n\t\t<\/button>\n\t\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tdata-sharer=\"x\"\n\t\t\tdata-url=\"https:\/\/www.duckcreek.com\/resource\/podcast\/digital-twins-in-insurance-with-sarat-varanasi-of-cognizant\/\"\n\t\t\taria-label=\"Share in x\"\n\t\t\tclass=\"dc-share__btn\"\n\t\t>\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.duckcreek.com\/wp-content\/themes\/duck-creek\/assets\/img\/share-x.svg\" alt=\"\">\n\t\t<\/button>\n\t\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tdata-sharer=\"facebook\"\n\t\t\tdata-url=\"https:\/\/www.duckcreek.com\/resource\/podcast\/digital-twins-in-insurance-with-sarat-varanasi-of-cognizant\/\"\n\t\t\taria-label=\"Share in facebook\"\n\t\t\tclass=\"dc-share__btn\"\n\t\t>\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.duckcreek.com\/wp-content\/themes\/duck-creek\/assets\/img\/share-facebook.svg\" alt=\"\">\n\t\t<\/button>\n\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"dc-hero-posts__img dc-cover-img\" data-aos=\"fade-up\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"384\" height=\"190\" src=\"https:\/\/www.duckcreek.com\/wp-content\/uploads\/2026\/06\/384x190-Sarat-Varanasi.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/www.duckcreek.com\/wp-content\/uploads\/2026\/06\/384x190-Sarat-Varanasi.png 384w, https:\/\/www.duckcreek.com\/wp-content\/uploads\/2026\/06\/384x190-Sarat-Varanasi-300x148.png 300w\" sizes=\"auto, (max-width: 384px) 100vw, 384px\">\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\n\n<div\n\tid=\"block_001133ac7d4d7e41acbdabd6f3008b1f\"\tclass=\"dc-single-main\"\n>\n\t<div class=\"dc-container\">\n\t\t\t\t<div class=\"dc-single-body\">\n\n<iframe\n  title=\"Podbean Podcast Player\"\n  src=\"https:\/\/www.podbean.com\/player-v2\/?from=embed&amp;pbad=0&amp;i=d5cbi-149a442-pb&amp;share=1&amp;download=1&amp;fonts=Arial&amp;skin=1&amp;font-color=auto&amp;rtl=0&amp;logo_link=episode_page&amp;btn-skin=7&amp;size=150\"\n  width=\"100%\"\n  height=\"150\"\n  scrolling=\"no\"\n  frameborder=\"0\"\n  allowtransparency=\"true\"\n  style=\"border: none; width: 100%; max-width: 100%;\"\n  loading=\"lazy\">\n<\/iframe>\n\n\n\n<h3 class=\"wp-block-heading\">About This Episode<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On this episode of Conversations on the Creek, Rob Savitsky chats with Sarat Varanasi, P&amp;C Practice Leader at Cognizant about the concept of \u201cdigital twins\u201d and how insurers are leveraging them across the insurance lifecycle.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Read more<\/summary>\n<p class=\"wp-block-paragraph\">Digital twins are virtual representations of physical objects or processes. They are fed by real-time data leveraging technologies such as IoT sensors, telematics devices, and AI\/ML solutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rob kicks off the show by asking Sarat for his own definition of digital twins. Sarat notes that while the term is overused and applied differently by different folks in the industry, one key point to keep in mind is that the concept of digital twins can be applied to multiple risks. For example, one of Sarat\u2019s carrier clients has taken the concept of digital twins to create digital replicas of the 300,000 commercial properties that they insure. These properties are pulling in data sources such as aerial imagery about the building, flood zone, and neighborhood, as well as data from Yelp reviews and Google Maps. It\u2019s these sort of data feeds that keep the carriers updated on the status of each risk, and enable them to make better decisions around which subset of properties to conduct physical visits during renewals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Throughout the conversation, we discuss other use cases for digital twins including distribution, as well as claims assignment during CAT events.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Learn more about our partnership with Cognizant by going to <a href=\"https:\/\/www.duckcreek.com\/system-integrator\/cognizant\/\" rel=\"noopener\" target=\"_blank\">duckcreek.com\/system-integrator\/cognizant\/.<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Check out all our other episodes and follow us on Apple Podcasts, Spotify, and by visiting <a href=\"https:\/\/www.duckcreek.com\/podcasts\/\" target=\"\u201d_blank\u201d\">www.duckcreek.com\/podcasts<\/a><\/p>\n<\/details>\n\n\n\t<section\n\t\tid=\"block_23059ceb4fddede6ca53f4f82cfdea5d\"\t\tclass=\"dc-speakers dc-section\"\n\t\t>\n\t\t<div class=\"dc-container\">\n\t\t\t\n\t\t\t<div class=\"dc-speakers__list\" data-aos=\"fade-up\">\n\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item dc-gradient-border\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item-avatar dc-cover-img\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"95\" height=\"109\" src=\"https:\/\/www.duckcreek.com\/wp-content\/uploads\/2026\/06\/Sarat_Varanasi.png\" class=\"attachment-full size-full\" alt=\"\">\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item-name\">\n\t\t\t\t\t\t\t\t\tSarat Varanasi\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item-position\">\n\t\t\t\t\t\t\t\t\tP&amp;C Insurance Business Unit Leader, Leader Mortgage Lending, Cognizant\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item dc-gradient-border\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item-avatar dc-cover-img\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"95\" height=\"109\" src=\"https:\/\/www.duckcreek.com\/wp-content\/uploads\/2026\/06\/95x109-Rob-Savitsky.png\" class=\"attachment-full size-full\" alt=\"\">\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item-body\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item-name\">\n\t\t\t\t\t\t\t\t\tRob Savitsky\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"dc-speakers__item-position\">\n\t\t\t\t\t\t\t\t\tDirector of Product Marketing, Duck Creek Technologies\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\n<\/div>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":4284,"template":"","meta":{"_acf_changed":true,"inline_featured_image":false},"resource-type":[33],"class_list":["post-4332","resource","type-resource","status-publish","has-post-thumbnail","hentry","resource-type-podcast"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.duckcreek.com\/wp-json\/wp\/v2\/resource\/4332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duckcreek.com\/wp-json\/wp\/v2\/resource"}],"about":[{"href":"https:\/\/www.duckcreek.com\/wp-json\/wp\/v2\/types\/resource"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.duckcreek.com\/wp-json\/wp\/v2\/media\/4284"}],"wp:attachment":[{"href":"https:\/\/www.duckcreek.com\/wp-json\/wp\/v2\/media?parent=4332"}],"wp:term":[{"taxonomy":"resource-type","embeddable":true,"href":"https:\/\/www.duckcreek.com\/wp-json\/wp\/v2\/resource-type?post=4332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}